[sql] SQL query for finding records where count > 1

I wouldn't recommend the HAVING keyword for newbies, it is essentially for legacy purposes.

I am not clear on what is the key for this table (is it fully normalized, I wonder?), consequently I find it difficult to follow your specification:

I would like to find all records for all users that have more than one payment per day with the same account number... Additionally, there should be a filter than only counts the records whose ZIP code is different.

So I've taken a literal interpretation.

The following is more verbose but could be easier to understand and therefore maintain (I've used a CTE for the table PAYMENT_TALLIES but it could be a VIEW:

WITH PAYMENT_TALLIES (user_id, zip, tally)
     AS
     (
      SELECT user_id, zip, COUNT(*) AS tally
        FROM PAYMENT
       GROUP 
          BY user_id, zip
     )
SELECT DISTINCT *
  FROM PAYMENT AS P
 WHERE EXISTS (
               SELECT * 
                 FROM PAYMENT_TALLIES AS PT
                WHERE P.user_id = PT.user_id
                      AND PT.tally > 1
              );

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