Import the file into Excel by first opening excel, then going to DATA, import from TXT File, choose the csv extension which will preserve 0 prefixed values, and save that column as TEXT because excel will drop the leading 0 otherwise (DO NOT double click to open with Excel if you have numeric data in a field starting with a 0 [zero]). Then just save out as a Tab Delimited Text file. When you are importing into excel you get an option to save as GENERAL, TEXT, etc.. choose TEXT so that quotes in the middle of a string in a field like YourCompany,LLC are preserved also...
BULK INSERT dbo.YourTableName
FROM 'C:\Users\Steve\Downloads\yourfiletoIMPORT.txt'
WITH (
FirstRow = 2, (if skipping a header row)
FIELDTERMINATOR = '\t',
ROWTERMINATOR = '\n'
)
I wish I could use the FORMAT and Fieldquote functionality but that does not appear to be supported in my version of SSMS