[svn] Where is the user's Subversion config file stored on the major operating systems?

For Subversion 1.7, where is the SVN "config" file located on the various major operating systems (specifically on Windows, Mac OS X and Linux)?

In TortoiseSVN you can access and modify some settings in the context menu "Settings/General" in explorer.

E.g. the "Global ignore pattern" can be edited directly in the dialog box. Such changings are the stored in the registry as bahrep pointed out in her answer.

(Win10/TortoiseSVN 1.13.1, Build 28686 - 64 Bit)

Not sure about Win but n *nix (OS X, Linux, etc.) its in ~/.subversion

In windows 7, 8, and 10 you can find at the following location

C:\Users\<user>\AppData\Roaming\Subversion

If you enter the following in the Windows Explorer address bar, it will take you right there.

%appdata%\Subversion

@Baxter's is mostly correct but it is missing one important Windows-specific detail.

Subversion's runtime configuration area is stored in the %APPDATA%\Subversion\ directory. The files are config and servers.

However, in addition to text-based configuration files, Subversion clients can use Windows Registry to store the client settings. It makes it possible to modify the settings with PowerShell in a convenient manner, and also distribute these settings to user workstations in Active Directory environment via AD Group Policy. See SVNBook | Configuration and the Windows Registry (you can find examples and a sample *.reg file there).