I used DecimalFormat for formatting the BigDecimal instead of formatting the String, seems no problems with it.
The code is something like this:
bd = bd.setScale(2, BigDecimal.ROUND_DOWN);
DecimalFormat df = new DecimalFormat();
df.setMaximumFractionDigits(2);
df.setMinimumFractionDigits(0);
df.setGroupingUsed(false);
String result = df.format(bd);