You can call setScale(newScale, roundingMode)
method three times with changing the newScale value from 4 to 3 to 2 like
First case
BigDecimal a = new BigDecimal("10.12345");
a = a.setScale(4, BigDecimal.ROUND_HALF_UP);
System.out.println("" + a); //10.1235
a = a.setScale(3, BigDecimal.ROUND_HALF_UP);
System.out.println("" + a); //10.124
a = a.setScale(2, BigDecimal.ROUND_HALF_UP);
System.out.println("" + a); //10.12
Second case
BigDecimal a = new BigDecimal("10.12556");
a = a.setScale(4, BigDecimal.ROUND_HALF_UP);
System.out.println("" + a); //10.1256
a = a.setScale(3, BigDecimal.ROUND_HALF_UP);
System.out.println("" + a); //10.126
a = a.setScale(2, BigDecimal.ROUND_HALF_UP);
System.out.println("" + a); //10.13