The Path is the only thing you really have to worry about if you are really new to Java. You need to drag your image into the main project file, and it will show up at the very bottom of the list.
Then the file path is pretty straight forward. This code goes into the constructor for the class.
img = Toolkit.getDefaultToolkit().createImage("/home/ben/workspace/CS2/Background.jpg");
CS2 is the name of my project, and everything before that is leading to the workspace.