You should be able to declare a cursor to be a bind variable (called parameters in other DBMS')
like Vincent wrote, you can do something like this:
begin
open :yourCursor
for 'SELECT "'|| :someField ||'" from yourTable where x = :y'
using :someFilterValue;
end;
You'd have to bind 3 vars to that script. An input string for "someField", a value for "someFilterValue" and an cursor for "yourCursor" which has to be declared as output var.
Unfortunately, I have no idea how you'd do that from C++. (One could say fortunately for me, though. ;-) )
Depending on which access library you use, it might be a royal pain or straight forward.