[regex] How to negate the whole regex?

Assuming you only want to disallow strings that match the regex completely (i.e., mmbla is okay, but mm isn't), this is what you want:

^(?!(?:m{2}|t)$).*$

(?!(?:m{2}|t)$) is a negative lookahead; it says "starting from the current position, the next few characters are not mm or t, followed by the end of the string." The start anchor (^) at the beginning ensures that the lookahead is applied at the beginning of the string. If that succeeds, the .* goes ahead and consumes the string.

FYI, if you're using Java's matches() method, you don't really need the the ^ and the final $, but they don't do any harm. The $ inside the lookahead is required, though.