Usually, I work with DATE columns, not the larger but more precise TIMESTAMP used by some answers.
The following will return the current UTC date as just that -- a DATE.
CAST(sys_extract_utc(SYSTIMESTAMP) AS DATE)
I often store dates like this, usually with the field name ending in _UTC to make it clear for the developer. This allows me to avoid the complexity of time zones until last-minute conversion by the user's client. Oracle can store time zone detail with some data types, but those types require more table space than DATE, and knowledge of the original time zone is not always required.