<label class="paylabel" for="cardtype">Card Type:</label>
<select id="cardtype" name="cards">
<option value="selectcard">--- Please select ---</option>
<option value="mastercard" selected="selected">Mastercard</option>
<option value="maestro">Maestro</option>
<option value="solo">Solo (UK only)</option>
<option value="visaelectron">Visa Electron</option>
<option value="visadebit">Visa Debit</option>
</select><br />
<script>
var card = document.getElementById("cardtype");
if (card.options[card.selectedIndex].value == 'selectcard') {
alert("Please select a card type");
return false;
}
</script>