First check whether the file exists in SDCard. If the file doesnot exists in SDcard then you can set image using setImageResource() methodand passing default image from drawable folder
Sample Code
File imageFile = new File(absolutepathOfImage);//absolutepathOfImage is absolute path of image including its name
if(!imageFile.exists()){//file doesnot exist in SDCard
imageview.setImageResource(R.drawable.defaultImage);//set default image from drawable folder
}