[multiple-monitors] Is there a way to split a widescreen monitor in to two or more virtual monitors?

It seems a window manager is what you want. The problem is finding one that works.

I use a tiling window manager in Linux (dwm) and it seems to do exactly what you are after, PLUS it has multiple workspaces which is what I thought you were going for at first.

A tiling window manager has no concept of "maximized" windows. All windows take up the full amount of space that they are allotted, and they never overlap. When you only have one window up on the screen, it gets the full screen. Open up another window, and it opens next to the first, while the first re-sizes automatically to take up only part of the screen. In dwm, the split between them is adjustable with keystrokes. Additional windows each take up their own allotted space on the screen, and any existing windows re-size to accommodate them depending on the particular layout you have chosen.

Workspaces use "tags"; any window can have one or more tags, and you can choose to see any windows that have one or more of a certain set of tags at a time. Thus you can hide windows that you don't want to see, and let the other windows take up more space.

Unfortunately, the few tiling add-ons I've tried for Windows don't work anywhere near as well. Although dwm has a few quirks with certain apps that use an SDI-style interface like Gimp or Pidgin (you can set windows as "floating" above the tiled layout to work around this), I've never had it get confused about where my windows are or shove windows off the screen like some of the window managers I've tried on Windows. If anyone knows of something with equivalent functionality that actually WORKS on Windows, I would love to know about it.