[css] Stretch and scale a CSS image in the background - with CSS only

I agree with the image in absolute div with 100% width and height. Make sure you set 100% width and height for the body in the CSS and set margins and padding to zero. Another issue you will find with this method is that when selecting text, the selection area can sometimes encompass the background image, which has the unfortunate effect of making the full page have the selected state. You can get round this by using the user-select:none CSS rule, like so:

<html>
    <head>
        <style type="text/css">

            html,body {
                height: 100%;
                width: 100%
                margin: none;
                padding: none;
            }

            #background {
                width: 100%;
                height: 100%;
                position: fixed;
                left: 0px;
                top: 0px;
                z-index: -99999;
                -webkit-user-select: none;
                -khtml-user-select: none;
                -moz-user-select: none;
                -o-user-select: none;
                user-select: none;
            }

            #background img {
                width: 100%;
                height: 100%;
            }

            #main{ z-index:10;}
        </style>
    </head>
    <body>
        <div id="main">
            content here
        </div>
        <div id="background"><img src="bg.jpg"></div>
    </body>
</html>

Again, Internet Explorer is the bad guy here, because it doesn't recognise the user-select option - not even Internet Explorer 10 preview supports it, so you have the option of either using JavaScript to prevent background image selection (for example, http://www.felgall.com/jstip35.htm ) or using CSS 3 background-stretch method.

Also, for SEO I would put the background image at the bottom of the page, but if the background image takes too long to load (that is, with a white background initially), you could move to the top of the page.