[xsd] what is the use of xsi:schemaLocation?

An xmlns is a unique identifier within the document - it doesn't have to be a URI to the schema:

XML namespaces provide a simple method for qualifying element and attribute names used in Extensible Markup Language documents by associating them with namespaces identified by URI references.

xsi:schemaLocation is supposed to give a hint as to the actual schema location:

can be used in a document to provide hints as to the physical location of schema documents which may be used for assessment.