[django] Django TemplateDoesNotExist?

In setting .py remove TEMPLATE_LOADERS and TEMPLATE DIRS Then ADD

TEMPLATES = [
 {
    'BACKEND': 'django.template.backends.django.DjangoTemplates',
    'DIRS': ['/home/jay/apijay/templates',],
    'APP_DIRS': True,
    'OPTIONS': {
        'context_processors': [
            'django.template.context_processors.debug',
            'django.template.context_processors.request',
            'django.contrib.auth.context_processors.auth',
            'django.contrib.messages.context_processors.messages',
        ],
    },
 },
]