It is better to use eager loading when it is possible, because it optimizes the performance of your application.
ex-:
Eager loading
var customers= _context.customers.Include(c=> c.membershipType).Tolist();
lazy loading
In model customer has to define
Public virtual string membershipType {get; set;}
So when querying lazy loading is much slower loading all the reference objects, but eager loading query and select only the object which are relevant.