Another item to note - in settings.json I discovered if you don't use "commandline": "C:/Program Files/Git/bin/bash.exe"
and instead use: "commandline": "C:/Program Files/Git/git-bash.exe"
the Git shell will open up in an independent window outside of Windows Terminal instead of on a tab - which is not the desired behavior. In addition, the tab in Windows Terminal that opens will also need to be closed manually as it will display process exited information - [process exited with code 3221225786] etc.
Might save someone some headache